Long Term Care
"Combination" "Asset Based" "Hybrid" "Linked Benefit"
It all means the same thing. These are typically single premium life or annuity products with a Long Term Care rider. These can be a great alternative to traditional LTC and can also be used to reposition surplus annuity or life insurance cash values.
For help with these typers of products, please contact Cathy Barner at AdvisorNet. She can be reached at cbarner@advisornetinsurance.com or 612-347-7820
NEW! AdvisorNet Partners with Newman LTC!
AdvisorNet has entered in to a strategic partnership with Newman LTC to handle everything related to Traditional LTC, including sales, marketing, illustrations, case design, pre-underwriting, case management & post issue service. For help with traditional LTC, call Newman LTC.
· Who to Call for LTC
· Newman LTC Process & History
· Newman LTC Website
· Newman LTC Staff Directory
Planning & Sales Strategies
· Cost of Care Map by Genworth
· Company Comparison Spreadsheet – December, 2011
· Sample LTC Premiums-September, 2011
· 2011 LTC Tax Guide
· 2011 One Page LTC Tax Guide
· 2011 State LTC Incentive Guide
· LTC Liability Release Form
· LTC Expense Checklist
· Long Term Care Pre Qualification Questionnaire
LTC Product & Underwriting Guides
· American General Underwriting Guide
· Genworth Underwriting Guide
· John Hancock Underwriting Guide
· Prudential Underwriting Guide
· Transamerica Underwriting Guide
· United of Omaha Underwriting Guide
LTC/ Combo Products
Life & LTC – September, 2011
Annuities & LTC- September, 2011